Lending · online

Credit Online —
a loan in minutes

Remote application, scoring and loan disbursement without visiting the office. A decision — while the competitor is still thinking.

Problem

An application is a trip

To get a loan, the client travels to the office, fills out papers and waits. Half drop off midway and some go to competitors.

Decision

The whole path online

Application, scoring and decision — remotely. The pipeline guides the client from form to disbursement without paperwork or queues.

Capabilities

How the pipeline works

An online form

Application from a phone or the website in a few minutes.

Scoring

Automatic assessment by the organization's rules and external data.

A fast decision

A preliminary decision immediately, the final one — by the bank's rules.

Transparent terms

The client sees the payment and overpayment before signing — no surprises.

Disbursement to an account

An approved loan is credited to the client's account or card.

Link to MFSys

A disbursed loan is immediately accounted for in the core and channels.

Loan calculator

Move the amount and term — the payment and preliminary decision recalculate, and the application moves through the pipeline.

Monthly payment
— TJS
Preliminarily approved
0
online lending deployment

Remote loan disbursement has launched at the client:

Bank ArvandMFI

Online lending is in active development.

Questions

The essentials in brief

The whole path — from application to decision — runs online. The disbursement and identification procedure is configured to the regulator's requirements.

Scoring by the organization's rules gives a preliminary decision instantly; the final one — per the bank's policy.

Yes, amounts, terms, rates/mark-ups and scoring rules are configured to your product line.

Straight into the MFSys core and into the channels — Mobile bank and Internet bank.

Related products

They run on a single core

Issue loans online

We'll show the application pipeline and scoring on your organization's rules.