ABS · the system core

MFSys —
core of the banking system

An automated banking system for banks and MFIs: accounts, operations, products and reporting — on a single core.

Problem

A zoo of systems

Accounts, loans, reporting and channels live in different systems. Manual reconciliation, discrepancies, slow launch of new products and pain with regulatory reporting.

Decision

A single core

MFSys keeps accounts, operations and the product catalogue in one place. The other FintechStan products connect to the core — data is unified and reporting is compiled automatically.

Capabilities

What the core covers

Accounts and operations

Multi-currency accounts, postings, balances and history — in real time across the whole organization.

Loans and deposits

Schedules, accruals, deposit and loan products with flexible terms and automatic accounting.

Product catalogue

New products are assembled from ready-made blocks — without long development and months-long releases.

Regulatory reporting

NBT / NBU / NBKR forms out of the box. Data is collected from the core — without manual reconciliation.

Open integrations

An API for channels, processing and external services. FintechStan products connect out of the box.

Roles and control

Granular rights, limits, an action log and separation of duties for audit and security.

How it looks

One screen — the whole organization

The core's operations centre: balances, transaction flow and products in real time. Without switching between systems.

A summary of the portfolio and liquidity
A real-time operation feed
Ready-made regulatory reporting forms
MFSys · Operations centre
Assets1.84TJS bn▲ 2.4%
Deposits1.12TJS bn▲ 1.1%
Loans0.96TJS bn▼ 0.3%
Transfer · account 4012+ 12 400
Loan disbursement · ARV-2291− 85 000
Repayment · LN-8841+ 9 250
Cash desk · collection− 40 000
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MFSys deployments in Central Asia

The core is already running at banks and microfinance institutions:

TavhidbankBank
Bank ArvandBank
Kommertsbank TajikistanBank
Azizi-MoliyaMDO
Zudamal MDOMDO

Assemble the core to fit you

The officer works offline — records accumulate. Switch to «Online» and press «Synchronize».

Questions

The essentials in brief

This is our own product, adapted to the requirements of Central Asian regulators and to banks and MFIs of any size. We tailor the core to your processes, not the other way around.

Yes. MFSys works in both banks and MDOs/MFIs — module and product configuration is tailored to the type of organization.

The mobile bank, internet bank, online lending and other products connect to the core through a single data layer and API — in stages, without stopping work.

It depends on the migration volume and the product set. Modularity lets you launch in stages — we'll estimate exact timelines in a demo for your scenario.

Related products

They run on a single core

We'll show the core on your data

30 minutes: which modules and products cover your process and how quickly to launch.