A single core for a bank or MFI: general ledger, accounts and operations, product catalogue, interest calculation and automatic regulatory reporting. All other platform products connect to the core.
MFSys — FintechStan's own development, not the resale of an off-the-shelf solution. The system covers a financial institution's accounting core: keeping accounts and postings, a product catalogue (deposits, loans, settlement products), accrual of interest and fees, and generation of statutory and management reporting.
The core is designed as a single source of truth: data on clients, accounts and transactions is stored in one place, and the mobile bank, internet bank, loan origination and other modules access it through internal interfaces. This removes manual reconciliation between systems and discrepancies in reporting.
The architecture is designed for banks and microfinance institutions of any scale — from a small MFI to a universal bank with a branch network. Deployment is possible both in the organization's own data centre (on-premise) and in a secure cloud.
Multi-currency chart of accounts, postings and balances in real time, operational day close.
Flexible setup of deposits, loans and settlement products: rates, schedules, fees, early-repayment terms.
Automatic calculation of interest, penalties and fees according to defined rules and calendar.
Preconfigured statutory reporting forms and exports; management reports and data marts.
REST APIs and internal buses for connecting channels, payment systems and external services.
Operation logs, roles and access rights, separation of duties, change traceability.
We study the processes, products and regulator requirements and fix the implementation scope.
We configure the chart of accounts, products, reporting forms and roles.
We migrate data from current systems, run reconciliations and a parallel run.
We train the staff, put it into operation and provide support.
Request a demo — we'll walk you through the core, product catalogue and reporting on examples close to your organization.
