Channel · online lending

Credit Online — online lending

An online lending module: the client submits an application via the website or app, passes scoring and gets a decision without visiting a branch. The decision integrates with the MFSys core and the loan origination pipeline.

1
deployment
Online
submission and decision
Web · Mobile
channels
Overview

Credit Online — FintechStan's online lending channel for banks and MFIs. It lets you accept loan applications remotely: the client fills out a form, the system checks the data and computes a decision according to defined rules.

The module connects to the loan origination pipeline (CRM/LOS) and the MFSys core: an approved application becomes a loan contract without re-entering data. This speeds up disbursement and reduces manual work.

Online lending expands the sales funnel: the client can apply at any time, and the bank or MFI processes the flow of applications under unified rules.

Capabilities

What's included in the product

An online application

Remote loan application via the website or app.

Scoring

Automatic check and decision computation according to the organization's rules.

Decision

Approval, refusal or routing to manual review with transparent logic.

Link to LOS and core

An approved application is passed to the loan pipeline and MFSys.

Security

Applicant identification and personal data protection.

Statuses

Notifications on the application review progress.

Specifications

Technical details

Channels
Web and mobile app
Scoring
Configurable rules
Integrations
CRM/LOS, MFSys
Segment
Banks and MFIs
Mode
24/7 application acceptance
Decision
Automatic or hybrid with manual review
Implementation

How the launch goes

Analysis

We define the loan products and scoring rules.

Setup

We configure the application forms and decision logic.

Integration

We connect it to the LOS and MFSys core.

Launch

We launch online application acceptance and provide support.

Interface

How it looks

credit-online — Client applications and loans
Client applications and loans
Questions

FAQ

How does Credit Online differ from the loan pipeline?
Credit Online is a channel for accepting applications online; the loan origination pipeline (LOS) processes the application further through its stages. They work together.
Is the decision made instantly?
Standard applications can be processed automatically; some are routed to manual review according to the organization's rules.
Are other modules needed?
For the full cycle — yes: the loan pipeline and the MFSys core.
Which channels are supported?
Website and mobile app.
Are online applications safe?
Yes, applicant identification and personal data protection are applied.
Materials

Product documentation

We'll show online lending

Request a demo — we'll walk through the online application, scoring and handoff to the loan pipeline.